:root{--bg:#f7f3ee;--paper:#fff;--ink:#1c2835;--muted:#6c7783;--navy:#17324b;--rust:#b76b3d;--cream:#efe4d8;--line:#e0e4e8;--soft:#eef3f6}
*{box-sizing:border-box}html{scroll-behavior:smooth}body{margin:0;font-family:Arial,sans-serif;background:var(--bg);color:var(--ink);line-height:1.65}a{text-decoration:none;color:inherit}.wrap{width:min(1160px,calc(100% - 36px));margin:auto}
.top{background:var(--navy);color:#edf3f8;padding:8px 0;font-size:.82rem}.top .wrap{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
header{position:sticky;top:0;z-index:30;background:rgba(255,255,255,.96);backdrop-filter:blur(9px);border-bottom:1px solid var(--line)}.nav{min-height:76px;display:flex;align-items:center;justify-content:space-between;gap:20px}.brand{font-weight:900;letter-spacing:.07em}.brand strong{color:var(--rust)}.menu{display:flex;gap:22px;color:#596979;font-size:.92rem}.btn{display:inline-flex;align-items:center;justify-content:center;padding:11px 17px;border-radius:10px;font-weight:800}.primary{background:var(--rust);color:#fff}.secondary{background:#fff;border:1px solid #cad4dc;color:var(--navy)}
.hero{padding:72px 0 54px}.hero-grid{display:grid;grid-template-columns:1.1fr .9fr;gap:38px;align-items:center}.eyebrow{font-size:.75rem;font-weight:900;letter-spacing:.12em;text-transform:uppercase;color:#96512d}h1{font-family:Georgia,serif;font-size:clamp(2.9rem,6vw,5.15rem);line-height:1.01;letter-spacing:-.045em;margin:18px 0}.lead{font-size:1.08rem;color:var(--muted)}.actions{display:flex;gap:12px;flex-wrap:wrap;margin-top:24px}
.hero-panel{background:linear-gradient(135deg,#17324b,#294b68);color:#fff;border-radius:28px;padding:34px;min-height:420px;display:flex;flex-direction:column;justify-content:space-between;box-shadow:0 20px 50px rgba(23,50,75,.18)}.hero-panel .muted{color:#d9e3ec}.hero-marks{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mark{background:rgba(255,255,255,.08);border:1px solid rgba(255,255,255,.14);border-radius:16px;padding:18px}.mark strong{display:block;color:#ffd9c4}
.section{padding:62px 0}.white{background:#fff;border-block:1px solid var(--line)}.head{max-width:760px;margin:0 auto 30px;text-align:center}.head h2{font-family:Georgia,serif;font-size:2.4rem;margin:0 0 8px}.muted{color:var(--muted)}
.cards{display:grid;grid-template-columns:repeat(3,1fr);gap:18px}.card,.panel{background:#fff;border:1px solid var(--line);border-radius:18px;padding:24px}.white .card{background:#fbfcfd}.label{font-size:.72rem;font-weight:900;letter-spacing:.09em;text-transform:uppercase;color:var(--rust)}
.band{background:var(--cream);border-block:1px solid #e4d6ca}.band-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:12px;padding:20px 0;text-align:center}.band-grid strong{display:block;color:var(--navy)}
.split{display:grid;grid-template-columns:1fr 1fr;gap:22px}.notice{background:#eef7f2;border:1px solid #d3e7da;border-radius:14px;padding:15px;color:#25523f}.mini-grid{display:grid;grid-template-columns:1fr 1fr;gap:12px}.mini{background:var(--soft);border:1px solid #dce6ed;border-radius:14px;padding:16px}
.process{display:grid;grid-template-columns:repeat(4,1fr);gap:14px}.step{background:#fff;border:1px solid var(--line);border-radius:16px;padding:20px;position:relative}.step:before{content:'';position:absolute;top:0;left:0;width:100%;height:4px;background:var(--rust);border-radius:16px 16px 0 0}.step span{display:block;color:var(--rust);font-weight:900;margin-bottom:7px}
details{border-top:1px solid var(--line);padding:14px 0}summary{cursor:pointer;font-weight:800}.contact{padding:11px 0;border-bottom:1px solid var(--line)}.contact:last-child{border-bottom:0}
footer{padding:30px 0 96px;border-top:1px solid var(--line);color:#788491;font-size:.86rem}.foot{display:flex;justify-content:space-between;gap:18px;flex-wrap:wrap}
.cookie{display:none;position:fixed;left:16px;right:16px;bottom:16px;z-index:50;max-width:920px;margin:auto;background:#14283b;color:#fff;border-radius:16px;padding:16px;align-items:center;justify-content:space-between;gap:14px;box-shadow:0 18px 55px rgba(0,0,0,.25)}.cookie.show{display:flex}.cookie p{margin:0;color:#dce7ef;font-size:.9rem}.cookie button{padding:10px 14px;border-radius:9px;font-weight:800;cursor:pointer}.accept{background:#d98958;color:#2f1b10;border:0}.reject{background:transparent;color:#fff;border:1px solid #708394}
@media(max-width:900px){.hero-grid,.split{grid-template-columns:1fr}.cards{grid-template-columns:1fr 1fr}.process,.band-grid,.mini-grid{grid-template-columns:1fr 1fr}.menu{display:none}}
@media(max-width:600px){.cards,.process,.band-grid,.mini-grid{grid-template-columns:1fr}.cookie{flex-direction:column;align-items:flex-start}}